Eligibility
Learn more about the supplemental benefit eligibility requirements for yourself and your dependents.
Eligibility
Eligible employees are full time employees working 17.5 hours or more a week.
New Employees
Your supplemental benefits become effective on the first of the month following your date of hire.
Eligible Dependents
Legally married spouse, or civil union partner
Biological, adopted or stepchildren up to age 26
Children over age 26 who are disabled and depend on you for support
Children named in a qualified medical child support order (QMCSO)
For additional coverage information, please refer to the benefit booklets for each benefit.
Universal Life Insurance: Qualifying Life Events (QLE)
Policy changes may be available due to qualifying life events.
If you have a Qualifying Life Event and want to request a mid-year change to the Universal Life Insurance plan, you must notify the Benefits Service Center within 31 days following the event.
Benefit Elections must be consistent with the event
You can only make changes to the specific plans where your dependents will be affected
Benefits and new rates become effective the date of the event for birth, adoptions, marriage, divorce, and death; or the day after benefits end, when the event is loss of coverage
The event date must be consistent with the information in the Supporting Documentation
Qualifying Event | Supporting Documentation | Dependent Documentation |
Marriage | Marriage Certificate | Birth Certificates are required if adding spouse's children |
Death | Death Certificate | No additional documentation required |
Divorce | Certified copy of Divorce Decree | Birth Certificates are required if adding children not currently enrolled in benefits |
Adoption |
| No additional documentation required |
Birth |
| No additional documentation required |
Loss or Gain of Coverage | Proof of enrollment or termination of benefit coverage from spouse's employer. Proof must contain effective or termination dates of coverage, type of coverage (medical, dental, vision, etc.) and the names of dependents effected |
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Gain of Medicare or Medicaid | Proof of enrollment of benefit coverage. Proof must contain effective or termination dates of coverage, type of coverage (medical, dental, vision, etc.), and the names of the dependents effected (has 60-day window) |
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